Boaters need insurance for the same reasons car drivers do: boating accidents are a frequent occurrence, unfortunately, and they often result in personal injury and costly property damage. Boater's insurance is required by law in many states, and it's a good idea to have it to protect you from bearing the full brunt of medical bills or repair costs after an accident occurs. Boca Raton boat insurance companies may also cover the cost of rescue in the event your boat breaks down or another disaster occurs at sea.
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